/* ============================================================
   KEY WILLS & TRUSTS — sections (part 2)
   ============================================================ */

/* ---- varied wave dividers (top of section, filled with section bg) ---- */
.wave-top{
  position:absolute; left:0; right:0; top:0;
  transform:translateY(-98%);
  line-height:0; z-index:2; pointer-events:none;
}
.wave-top svg{ display:block; width:100%; height:clamp(46px,7vw,96px); }

/* ============ SIGNATURE: EMPTY SAFE ============ */
.signature{
  background:linear-gradient(180deg, var(--paper) 0%, #FFF3E6 100%);
  padding:92px 0 104px;
  position:relative;
}
.sig-grid{
  display:grid; gap:46px; align-items:center;
  grid-template-columns:1fr;
}
@media (min-width:900px){ .sig-grid{ grid-template-columns:.92fr 1.08fr; gap:60px; } }
.sig-visual{ position:relative; display:flex; align-items:center; justify-content:center; min-height:320px; order:-1; }
@media (min-width:900px){ .sig-visual{ order:0; } }
.sig-visual .glow{
  position:absolute; width:74%; aspect-ratio:1; border-radius:50%;
  background:radial-gradient(circle, rgba(242,153,74,.28), transparent 64%); filter:blur(6px);
}
.sig-visual .safe{ width:min(380px,82vw); cursor:pointer; }
.signature h2{ font-size:clamp(1.9rem,1.2rem+2.8vw,3rem); color:var(--navy); }
.signature .sig-copy p{ margin-top:18px; color:var(--ink-soft); font-size:1.1rem; line-height:1.62; max-width:46ch; }
.signature .sig-copy .pull{
  margin-top:24px; padding:18px 22px; border-left:4px solid var(--orange);
  background:var(--cloud); border-radius:0 var(--r-md) var(--r-md) 0;
  box-shadow:var(--shadow-sm);
  font-family:var(--f-display); font-weight:600; color:var(--navy);
  font-size:1.12rem; line-height:1.4;
}

/* ============ INTRO VIDEO ============ */
.video-intro{ background:var(--paper); padding:88px 0 96px; }
.video-grid{
  margin-top:40px; display:grid; gap:34px; align-items:center;
  grid-template-columns:1fr;
}
@media (min-width:900px){ .video-grid{ grid-template-columns:1.45fr 1fr; gap:46px; } }
.video-frame{
  position:relative; aspect-ratio:16/9; border-radius:var(--r-lg);
  overflow:hidden; background:var(--navy); box-shadow:var(--shadow-lg);
  border:1px solid var(--hairline);
}
.video-frame video{
  position:absolute; inset:0; width:100%; height:100%;
  object-fit:cover; background:var(--navy); z-index:1; display:block; border-radius:0;
}
.video-frame.failed video{ display:none; }
.video-fallback{
  position:absolute; inset:0; z-index:0;
  display:flex; flex-direction:column; align-items:center; justify-content:center; gap:14px;
  color:var(--gold);
  background:
    radial-gradient(420px 280px at 70% 25%, rgba(242,153,74,.2), transparent 60%),
    linear-gradient(160deg, #0E2949, var(--navy));
}
.video-fallback svg{ width:60px; height:60px; }
.video-fallback span{ color:rgba(235,242,250,.8); font-weight:600; font-size:1rem; }
.video-copy p{ color:var(--ink); font-size:1.16rem; line-height:1.6; max-width:34ch; }
.video-copy .btn{ margin-top:22px; }

/* ============ CARE FEES BAND ============ */
.care{
  background:
    radial-gradient(680px 420px at 88% 12%, rgba(242,153,74,.18), transparent 62%),
    linear-gradient(160deg, #0E2949, var(--navy));
  color:#fff; position:relative;
  padding:108px 0 100px;
  overflow:hidden;
}
.care::before{
  content:""; position:absolute; inset:0;
  background-image:radial-gradient(rgba(255,255,255,.045) 1px, transparent 1.4px);
  background-size:28px 28px;
  mask-image:radial-gradient(120% 100% at 85% 20%, #000, transparent 72%);
  pointer-events:none;
}
.care-grid{ position:relative; display:grid; gap:40px; grid-template-columns:1fr; align-items:center; }
@media (min-width:900px){ .care-grid{ grid-template-columns:1.15fr .85fr; gap:56px; } }
.care .eyebrow{ color:var(--orange); }
.care h2{ color:#fff; font-size:clamp(1.9rem,1.2rem+2.8vw,3rem); }
.care p{ margin-top:18px; color:rgba(232,240,249,.86); font-size:1.1rem; line-height:1.6; max-width:52ch; }
.care .care-cta{ margin-top:30px; }
.care-stats{ display:grid; gap:16px; }
.care-stat{
  background:linear-gradient(180deg, rgba(28,67,116,.5), rgba(21,53,92,.32));
  border:1px solid rgba(255,255,255,.12); border-radius:var(--r-lg);
  padding:22px 26px; display:grid; grid-template-columns:auto 1fr; align-items:center; gap:20px;
}
.care-stat .big{ font-family:var(--f-display); font-weight:700; color:var(--orange); font-size:1.7rem; line-height:1.05; white-space:nowrap; }
.care-stat .desc{ color:rgba(232,240,249,.82); font-size:.96rem; line-height:1.4; }

/* ============ FAQ ============ */
.faq{ background:var(--paper); padding:92px 0 100px; position:relative; }
.faq-grid{
  margin-top:42px; display:grid; gap:16px 26px;
  grid-template-columns:1fr;
}
@media (min-width:880px){ .faq-grid{ grid-template-columns:1fr 1fr; } }
.faq-item{
  background:var(--cloud); border:1px solid var(--hairline);
  border-radius:var(--r-md); box-shadow:var(--shadow-sm);
  overflow:hidden; align-self:start;
  transition:border-color .2s, box-shadow .25s var(--ease);
}
.faq-item.open{ border-color:rgba(242,153,74,.45); box-shadow:var(--shadow-md); }
.faq-q{
  width:100%; text-align:left; background:none; border:0;
  display:flex; align-items:center; gap:16px;
  padding:22px 22px; font-family:var(--f-display); font-weight:600;
  color:var(--navy); font-size:1.08rem; line-height:1.35;
}
.faq-q .pm{
  margin-left:auto; flex:none; width:30px; height:30px; border-radius:50%;
  background:rgba(242,153,74,.14); color:var(--orange-deep);
  display:flex; align-items:center; justify-content:center; transition:transform .35s var(--ease), background .2s;
}
.faq-q .pm svg{ width:16px; height:16px; }
.faq-item.open .faq-q .pm{ transform:rotate(135deg); background:var(--orange); color:#fff; }
.faq-a{ max-height:0; overflow:hidden; transition:max-height .4s var(--ease); }
.faq-a-inner{ padding:0 22px 22px; color:var(--ink-soft); font-size:1.02rem; line-height:1.6; }

/* ============ ABOUT DERMOT ============ */
.about{ background:var(--cloud); padding:92px 0 100px; }
.about-grid{ display:grid; gap:44px; grid-template-columns:1fr; align-items:center; }
@media (min-width:900px){ .about-grid{ grid-template-columns:.9fr 1.1fr; gap:58px; } }
.about-photo{
  position:relative; border-radius:var(--r-xl); overflow:hidden;
  box-shadow:var(--shadow-lg); aspect-ratio:4/5; background:linear-gradient(155deg,var(--navy),var(--orange-deep));
  border:6px solid var(--cloud);
}
.about-photo img{ width:100%; height:100%; object-fit:cover; display:block; }
.about-photo .pf-fallback{
  position:absolute; inset:0; display:none; flex-direction:column; align-items:center; justify-content:center;
  color:#fff; gap:8px; text-align:center; padding:24px;
}
.about-photo.failed img{ display:none; }
.about-photo.failed .pf-fallback{ display:flex; }
.about-photo .badge-float{
  position:absolute; left:18px; bottom:18px;
  background:rgba(12,35,64,.86); backdrop-filter:blur(6px);
  color:#fff; border-radius:var(--r-md); padding:12px 16px;
  font-size:.86rem; line-height:1.3; border:1px solid rgba(217,164,65,.4);
}
.about-photo .badge-float strong{ color:var(--orange); font-family:var(--f-display); }
.about h2{ color:var(--navy); font-size:clamp(1.9rem,1.2rem+2.6vw,2.85rem); }
.about .about-copy p{ margin-top:18px; color:var(--ink); font-size:1.08rem; line-height:1.64; max-width:56ch; }
.about .cred-row{ margin-top:26px; display:flex; flex-wrap:wrap; gap:10px; }
.cred{
  display:inline-flex; align-items:center; gap:8px;
  background:var(--paper); border:1px solid var(--hairline);
  border-radius:var(--r-pill); padding:9px 16px; font-weight:600; font-size:.9rem; color:var(--navy);
}
.cred svg{ width:16px; height:16px; color:var(--orange-deep); }

/* ============ REVIEWS ============ */
.reviews{
  background:
    radial-gradient(620px 420px at 12% 16%, rgba(242,153,74,.16), transparent 60%),
    linear-gradient(160deg, var(--navy), #0E2949);
  color:#fff; position:relative; padding:108px 0 100px; overflow:hidden;
}
.reviews .eyebrow{ color:var(--orange); }
.reviews .rv-head{ display:flex; flex-wrap:wrap; align-items:flex-end; justify-content:space-between; gap:20px; }
.reviews h2{ color:#fff; font-size:clamp(1.9rem,1.2rem+2.8vw,3rem); }
.reviews .rv-link{ color:var(--orange); white-space:nowrap; }
.rv-grid{ margin-top:46px; display:grid; gap:20px; grid-template-columns:1fr; }
@media (min-width:760px){ .rv-grid{ grid-template-columns:repeat(3,1fr); } }
.rv-card{
  background:linear-gradient(180deg, rgba(28,67,116,.46), rgba(21,53,92,.3));
  border:1px solid rgba(255,255,255,.12); border-radius:var(--r-lg);
  padding:28px 26px; display:flex; flex-direction:column; gap:16px; min-height:230px;
}
.rv-card .stars{ display:flex; gap:4px; color:var(--gold); }
.rv-card .stars svg{ width:20px; height:20px; }
.rv-card .quote-mark{ font-family:var(--f-display); font-size:2.4rem; color:rgba(242,153,74,.5); line-height:.4; height:18px; }
.rv-card .rv-body{ display:flex; flex-direction:column; gap:10px; flex:1; }
.rv-skel{ height:11px; border-radius:6px; background:rgba(255,255,255,.12); }
.rv-skel.w90{ width:90%; } .rv-skel.w70{ width:70%; } .rv-skel.w80{ width:80%; }
.rv-foot{ display:flex; align-items:center; gap:12px; padding-top:6px; border-top:1px solid rgba(255,255,255,.1); }
.rv-foot .av{ width:38px; height:38px; border-radius:50%; background:rgba(242,153,74,.22); flex:none; }
.rv-foot .av-lines{ display:flex; flex-direction:column; gap:6px; flex:1; }
.rv-tag{ display:inline-flex; align-items:center; gap:7px; font-size:.78rem; color:rgba(232,240,249,.72); }
.rv-tag svg{ width:15px; height:15px; }

/* ============ CONTACT ============ */
.contact{ background:var(--paper); padding:92px 0 100px; position:relative; }
.contact-grid{ margin-top:40px; display:grid; gap:34px; grid-template-columns:1fr; align-items:start; }
@media (min-width:920px){ .contact-grid{ grid-template-columns:1fr 1fr; gap:48px; } }
.contact h2{ color:var(--navy); font-size:clamp(1.9rem,1.2rem+2.8vw,3rem); }
.contact .lede{ margin-top:16px; color:var(--ink-soft); font-size:1.08rem; max-width:48ch; }
.contact-cta{ margin-top:26px; display:flex; flex-wrap:wrap; gap:14px; }

.enquiry{
  background:var(--cloud); border:1px solid var(--hairline);
  border-radius:var(--r-lg); padding:28px 26px; box-shadow:var(--shadow-md);
  display:grid; gap:16px;
}
.enquiry .row2{ display:grid; gap:16px; grid-template-columns:1fr; }
@media (min-width:520px){ .enquiry .row2{ grid-template-columns:1fr 1fr; } }
.field{ display:flex; flex-direction:column; gap:7px; }
.field label{ font-weight:600; font-size:.86rem; color:var(--navy); }
.field input, .field textarea{
  font-family:var(--f-body); font-size:1rem; color:var(--ink);
  background:var(--paper); border:1px solid var(--hairline); border-radius:var(--r-sm);
  padding:13px 14px; width:100%; transition:border-color .2s, box-shadow .2s;
}
.field textarea{ resize:vertical; min-height:108px; }
.field input:focus, .field textarea:focus{ outline:none; border-color:var(--orange); box-shadow:0 0 0 3px rgba(242,153,74,.18); }
.field.invalid input, .field.invalid textarea{ border-color:#C0451F; box-shadow:0 0 0 3px rgba(192,69,31,.14); }
.field .err{ display:none; color:#C0451F; font-size:.8rem; }
.field.invalid .err{ display:block; }
.enquiry .form-note{ font-size:.82rem; color:var(--ink-soft); }
.enquiry .ok-msg{
  display:none; align-items:center; gap:10px;
  background:rgba(31,138,91,.1); border:1px solid rgba(31,138,91,.4);
  color:#1B6E49; border-radius:var(--r-sm); padding:13px 15px; font-weight:600; font-size:.95rem;
}
.enquiry.sent .ok-msg{ display:flex; }
.enquiry .submit-btn{ justify-self:start; }

.contact-side{ display:flex; flex-direction:column; gap:18px; }
.contact-card{
  background:var(--cloud); border:1px solid var(--hairline);
  border-radius:var(--r-lg); padding:24px 24px; box-shadow:var(--shadow-sm);
  display:flex; flex-direction:column; gap:14px;
}
.contact-line{ display:flex; align-items:flex-start; gap:13px; color:var(--ink); font-size:1rem; }
.contact-line svg{ width:20px; height:20px; color:var(--orange-deep); flex:none; margin-top:2px; }
.contact-line a{ color:var(--ink); font-weight:600; }
.contact-line a:hover{ color:var(--orange-deep); }
.map-wrap{ border-radius:var(--r-lg); overflow:hidden; box-shadow:var(--shadow-md); border:1px solid var(--hairline); }
.btn-gold{ background:transparent; color:var(--navy); border-color:var(--gold); }
.btn-gold:hover{ background:rgba(217,164,65,.12); border-color:var(--orange-deep); transform:translateY(-2px); }

/* ============ FOOTER ============ */
.site-footer{ background:var(--navy); color:#fff; position:relative; padding:84px 0 30px; }
.site-footer::before{
  content:""; position:absolute; top:0; left:0; right:0; height:3px;
  background:linear-gradient(90deg, transparent, var(--gold), var(--orange), var(--gold), transparent);
  opacity:.7;
}
.footer-grid{ display:grid; gap:38px; grid-template-columns:1fr; }
@media (min-width:760px){ .footer-grid{ grid-template-columns:1.4fr 1fr 1fr; gap:40px; } }
.footer-brand img{ height:46px; width:auto; }
.footer-brand .logo-wordmark{ font-family:var(--f-display); font-weight:700; color:#fff; font-size:1.3rem; }
.footer-brand .logo-wordmark span{ color:var(--orange); }
.footer-brand p{ margin-top:16px; color:rgba(232,240,249,.74); font-size:.98rem; line-height:1.6; max-width:34ch; }
.footer-ipw{ margin-top:20px; display:inline-flex; background:#fff; border-radius:12px; padding:10px 14px; }
.footer-ipw img{ height:48px; width:auto; }
.footer-ipw .ipw-fallback{ display:none; flex-direction:column; align-items:center; color:var(--navy); }
.footer-ipw.failed{ background:transparent; border:1px solid var(--gold); padding:14px 22px; align-items:center; justify-content:center; }
.footer-ipw.failed img{ display:none; }
.footer-ipw.failed .ipw-fallback{ display:flex; align-items:center; gap:3px; }
.footer-ipw .ipw-fallback strong{ font-family:var(--f-display); font-size:1.3rem; color:#fff; letter-spacing:.04em; }
.footer-ipw .ipw-fallback span{ font-size:.66rem; color:rgba(232,240,249,.66); }
.footer-col h4{ font-family:var(--f-body); font-weight:700; font-size:.82rem; letter-spacing:.12em; text-transform:uppercase; color:var(--orange); margin-bottom:16px; }
.footer-col ul{ display:flex; flex-direction:column; gap:11px; }
.footer-col a, .footer-col li{ color:rgba(232,240,249,.8); font-size:.98rem; }
.footer-col a:hover{ color:var(--orange); }
.footer-col .ic-row{ display:flex; gap:12px; margin-top:4px; }
.footer-col .ic-row a{
  width:42px; height:42px; border-radius:11px; border:1px solid rgba(255,255,255,.18);
  display:flex; align-items:center; justify-content:center; background:rgba(255,255,255,.05); transition:background .2s, border-color .2s, transform .2s;
}
.footer-col .ic-row a:hover{ background:rgba(242,153,74,.16); border-color:var(--orange); transform:translateY(-2px); }
.footer-col .ic-row svg{ width:19px; height:19px; color:#fff; }
.footer-bottom{
  margin-top:50px; padding-top:24px; border-top:1px solid rgba(255,255,255,.12);
  display:flex; flex-wrap:wrap; align-items:center; justify-content:space-between; gap:14px;
  color:rgba(232,240,249,.62); font-size:.88rem;
}
.footer-bottom a{ color:rgba(232,240,249,.62); }
.footer-bottom a:hover{ color:var(--orange); }